Recent Successful claims for Abacus Reclaims

Mr John Smith from Derby claimed back £1,243.98 in total from his miss-sold PPI with The Bank of Scotland. He also claimed back a total of £871.67 from NatWest bank.

Mr Shafiq Mahmood and Mrs Habiba Mahmood from Birmingham claimed back a total of £2,515.55 from Halifax. As Halifax decided to make a ex-gratia offer that would ensure Mr and Mrs Mahmood were put back into the same position that they would have been in if they hadn’t been miss-sold the PPI.

Mrs Rubina Iqbal from Surrey was miss-sold PPI with Barclays, after their investigation they decided to give Mrs Iqbal a Full refund of £745.06. This included the original premiums and interest incurred on the premium loan. She also got a full refund of the PPI premium and interest incurred on premium loan of £829.50 from Barclays Loan.

Miss Rihanna Sabir from Birmingham claimed a total of £79.77 for all the premiums and associated interest charges to her account with MBNA.

Mr Riaz Khan from Leeds claimed a total rebate is £530.64 as a final settlement of his complaint with Advantage Finance.

Mr Muhit Ajmal from Huddersfield claimed back a total of £1664.20 from HSBC; this included all the premiums paid to date including interest.

Mr Yagnesh Patel and Mrs Neeta Patel from Leicester claimed back a total of £ 3150.62 from Lloyds TSB, having been miss-sold his PPI. He also claimed back a total of £1048.02 from Lloyds TSB and £1881.42 from being miss-sold PPI with Barclays. Mr and Mrs Patel received a total of £874.23 from American Express; payment was made equal to Repayment Protection premiums. They also claimed back £372.25 from their miss-sold PPI on their Asda Card.

Mr Kasim Habib and Mr Harris Ullah from Huddersfield claimed back a total of £875.54 from Halifax after being miss-sold their PPI.

Mr Alan McPherson from Peterborough claimed back a total of £123.52 after being miss-sold his PPI with his Halifax loan. He also claimed back a sum of £780.47 from Halifax. A refund of £842.93 was claimed back for Mr McPherson from MBNA.

Mr Dennis Milne from Leicester claimed back a total of £316.16 from Lloyds TSB. He also received a total of £1100.76 having been miss-sold PPI on his loan with Lloyds TSB and a total refund of £786.70 from Lloyds.

Mr Sean Burton from Hull was miss-sold his PPI with Northern Rock, as they were not satisfied that their sale made their standards they refunded a total of £1790.42.

Mr Alan Preston and Teresa Preston from Coalville claimed back a total of £2984.39 from Lloyds TSB. They also got a total refund of £5244.92 from Halifax after being miss-sold their PPI with them and a sum of £217.09 from Lloyds TSB.

Mr Paul Roe from Leicester claimed a total of £1744.39 from Yorkshire Bank he also got a refund of £2840.16 after he was miss-sold his PPI with Yorkshire Bank.

Mr Kirk Preston from Thringstone claimed a total of £888.36 having been miss-sold his PPI by Lloyds TSB.

Mrs Shelby Wallace from Birmingham claimed a total of £2655.03 after being miss-sold PPI with The Royal Bank of Scotland.

Mr and Mrs Ali Ahmed from Sin fin in Derby claimed back £2991.59 in total from their miss-sold PPI with Halifax.

Mrs Faheemah Bibi from Manor Park in London claimed back £2576.05 after being miss-sold their PPI with Barclays.

Mr Ali Zakir Hussain from London claimed back a total of £503.36 after being miss-sold his PPI with NatWest. He also got a total of £433.53 from MBNA having been miss-sold his PPI with then as well.

Mr Nadir Hirani from Isleworth claimed a total of £200.59 from MBNA after being miss-sold his PPI.

Mrs Zulia Iqbal from Bradford was miss-sold her PPI with Marks and Spencers and claimed a total of £2002.10.

Mr Asim Patel from London claimed a total of £1342.69 from his miss-sold PPI with The Bank of Scotland.

Mr Mohsin Kamar from Salford claimed back a total of £8047.35 after being miss-sold PPI on his Loans with Lloyds TSB.

Mr Veda from Grimsby claimed back a total of £2679.30 after being miss-sold his PPI with Barclaycard.

Mr Shahbaz Ali and Mrs Sabina Shahbaz from Manchester received a total redress payment of £868.24 back onto the credit card account were the PPI premiums were originally debited, after being miss-sold PPI from Halifax. They also received a total of £137.04 from Santander for being miss-sold their PPI. Halifax also paid a total of £868.24 as a refund for miss-selling PPI to Mr and Mrs Shahbaz.

Mr Mohammed Lunat from Stoke on Trent claimed £9152.57 after being miss-sold PPI with Barclays.

Mr Haroon Doran from Surrey received a total of £1364.43 from Lloyds TSB after being miss-sold their PPI.

Mr and Mrs Ali from Manchester received a total redress payment of £3539.29 via cheque from Halifax, they also claimed £868.24 from Halifax after being miss-sold their PPI. Another claim got them the total redress of £1428.44 from Halifax. Mr and Mrs Ali also got a refund of £313.85 with interest of all the premiums they had paid for the insurance element of the loan with Santander. They also got a claim for the total of £158.95 from Santander for the miss selling of their PPI. Another claim with Santander got them £989.33.

Mr Abdul Zakir Haan from London claimed a total of £503.36 after being miss-sold their PPI by The Royal Bank of Scotland.

Mr Shafiq Wali from Sheffield claimed a total of £2233.00, this included the PPI premiums and the interest incurred in relation to the Premium Loan from Barclays.

Mr Muhammad Faros from Watford received a refund, from Barclays, of the PPI premiums paid and associated interest which came to a total of £318.30.

Mr and Mrs Dean from Oldbury claimed a total of £5355.24 this includes the interest, which was the rate of 8% per annum after being miss-sold their PPI with Northern Rock. They also claimed a total of £3119.31 from The Bank of Scotland after the miss selling of their PPI. Another case where Mr and Mrs Dean were miss-sold their PPI was with Lloyds TSB and they claimed a total of £7827.62 from them.

Mrs Shana Lunat from Isleworth claimed a total of £1526.10 from MBNA for her miss-sold mortgage.

Mrs Jasmine Begum from Huddersfield was miss-sold her mortgage with Halifax they gave her the total refund of £3112.06.

Mr Rizwan Mahmood from London was miss-sold his mortgage by The Bank of Scotland on his Sainsbury’s Loan he received a refund of all the premiums he paid towards the PPI plus the interest charged which came to a total of £5260.80.

Mrs Farhana Ali from Ilford was miss-sold her PPI on her loan with The Royal Bank of Scotland she claimed a total of £2450.40.

Mr Farhan Mahmood from Slough was miss-sold his PPI with Lloyds TSB he received a refund of £397.00.

Mr Mubasher Ali from Leicester was miss-sold his PPI with Barclays, he got a refund of the original premium to his loan, plus the interest paid. This reduced his debt as he got a total of £3956.82.

Mrs Annabeth Dawkins from London claimed £1065.00 from HFC loan; she also received a refund of £112.14 from Lloyds TSB. Mrs Dawkins was miss-sold her PPI on her Lloyds TSB loan and received a total of £2382.00. She also got a refund of £5258.19 from being miss-sold another PPI with Lloyds TSB. She had another two PPIs that were miss-sold to her by Lloyds TSB so claimed a total of £595.24.

Mr Khalifa Nadeem from Nottingham claimed a total of £3764.77 after being miss-sold his PPI with Lloyds TSB.

Mr Rafiq Ali and Mrs Sabah Rafiq from Manchester claimed a total of £609.41 after being miss-sold their PPI from MBNA. This included the amount of PPI premiums charged since the sale date, the amount of interest associated with the PPI premiums and the amount of 8% interest.

Mr Muneer Chaudhri from Leicester claimed a total of £3116.11, this included the premiums and the associated interest charged to his account.

Mr Mandeep Singh Dokya from Leicester was miss-sold his PPI with Halifax, he claimed a total of £2470.70.

Mr Mohamed Jamal from Huddersfield claimed a total of £2693.27 from Lloyds TSB after they miss-sold him his PPI.

Mr Mohsin Jameel from Rochdale claimed a total of £1641.18 from Halifax.

Mrs Rosheen Imtiaz from Herts claimed a total of £2929.50 due to the miss selling of her PPI with The Royal Bank of Scotland.

Mrs Rubina Akbar from Newcastle-upon-Tyne claimed a total of £808.88 from The Royal Bank of Scotland.

Mis-sold a mortgage??

Over the past five years there have been millions of complaints logged about the mis-selling of endowment mortgages in the UK. An endowment mortgage is a mixture of an interest only mortgage and an investment policy. Normally the borrower will pay back the interest on the mortgage throughout the 20/25year term and pay monthly into the endowment policy, which is suppose to pay the mortgage off by the end of the term. However many people were not made aware of the disadvantages to this as the mortgage could fall short.